| Buyer | Shayna Delgado & Jillian Efelis | (702) 666-7258 (Shayna) (702) 622-8496 (Jillian) |
| Buyer's Agent | Daniel Kereczman Adobe Real Estate |
(702) 646-6442 dankereczman@gmail.com |
| Lender Team Franklin Loan Center |
Christian (Branch Manager) Luis Trujillo (Loan Officer) |
(562) 843-1346 (323) 401-1332 | ltrujillo@franklinlc.com |
| Part 1: Down Payment Requirement | Amount |
|---|---|
| Purchase Price | $330,000.00 |
| Less: New Loan Amount (97% LTV) | -$320,100.00 |
| Total Base Down Payment Required (3%) | $9,900.00 |
| Less: Earnest Money Deposit (Once Wired) | -$5,000.00 |
| REMAINING OUT-OF-POCKET DOWN PAYMENT | $4,900.00 |
| Part 2: Estimated Closing Costs & Prepaids | Amount |
|---|---|
| Fixed Closing Costs | |
| Title, Settlement, Lender Fees, & Misc Fixed Costs | $4,563.62 |
| Prepaid Costs & Escrow Setup | |
| 14 Months of Hazard Insurance | $1,193.50 |
| 4 Months of Property Taxes | $451.54 |
| 15 Days of Prepaid Interest | $838.62 |
| Total Prepaid Costs | $2,483.66 |
| Total Estimated Closing Costs (Fixed + Prepaids) | $7,047.28 |
| TOTAL ESTIMATED BRING TO CLOSE (Total Down Payment + Total Closing Costs) | $16,947.28 |